Will You Be Ready When Disaster Strikes? When disaster strikes, you want your business to be able to bounce back quickly and efficiently. Since September 11, 2001, much has been written about emergency ... Do You Know the Risk Factors for Drug and Alcohol Abuse at Work? The use of drugs and alcohol in the workplace has long been a concern for employers nationwide. Aside from poor work performance and unreliability, workers under ... Year One: A Recent Graduate's Take on Their First Year in the Insurance Industry The transition from graduating college to a new career in the insurance industry can be filled with anxiety and excitement. While starting a career in the ... Top 5 Ways Insurers are Using Data to Drive Positive Claims Outcomes Claims costs are rising with the increasing complexity of the workers’ compensation landscape. Comorbidity, our aging workforce, and generally higher medical ... Top 5 Things to Consider: Workers' Comp Claims Handling workers’ compensation claims is detailed and complex. From start to finish, there are many factors to consider. In most instances, employees must seek ... Claims Reviews - What You Should Expect from Your Claims Team An effective claims review meeting should engage key participants in strategizing about how to best resolve claims and return injured workers to their jobs. A ... How Large Deductible Plans Work & What You Need to Know A large deductible program can have many benefits for an employer and works like a traditional guaranteed cost plan with a special deductible endorsement. It is ... Matching a Client & Carrier: What You Should Know Before starting any business partnership or relationship, it’s important to ensure that each party understands one another’s needs. This is especially true in the ... Matching a Client and Carrier: What You Should Know Before starting any business partnership or relationship, it’s important to ensure that each party understands one another’s needs. This is especially true in the ... What is a Captive? Learn about captives, how they work, and PMA's Vantage Captive available exclusively through our agents and brokers.