How Large Deductible Plans Work & What You Need to Know A large deductible program can have many benefits for an employer and works like a traditional guaranteed cost plan with a special deductible endorsement. It is ... Matching a Client & Carrier: What You Should Know Before starting any business partnership or relationship, it’s important to ensure that each party understands one another’s needs. This is especially true in the ... What is a Retro Rating Plan? Learn about the characteristics of a retro rating plan and why it's a strong option for certain insurance buyers.