BITCO Insurance Companies provide specialized property and casualty insurance protection and financial security to select industries at the core of the American economy, specializing in construction, forest products, and oil & gas. We’re experts in workers’ compensation, general liability, commercial automobile, commercial property insurance, inland marine, and umbrella coverages. We believe personal, local service by our knowledgeable industry professionals sets us apart.

BITCO Construction Group (formerly Old Republic Contractors Insurance Group) is a highly specialized, technically-skilled and operationally-efficient team of underwriters, claims and risk control experts at BITCO that provides specialized insurance coverages and services – exclusively for large trade contractors and construction projects.

Specialized Programs and Services

BITCO Insurance Companies take a collaborative approach to managing our clients’ risk and bring our expertise to bear with specialized programs primarily for:

  • General Contractors
  • Building Trades Contractors
  • Transportation Construction Contractors
  • Utility Construction Contractors
  • Land Improvement Contractors
  • Construction Materials Producers/Suppliers
  • Forest Products
  • On Shore Oil & Gas Operations
  • Manufacturing & Wholesale Distribution

BITCO Construction Group (BCG) specializes in large and complex accounts. BCG will insure commercial general and specialty contractors that meet our premium thresholds and operate within our targeted classes of business. Our success lies in working with contractors who want to increase their bottom line by controlling work-related injuries and third-party damages.

From building schools to building bridges, BCG provides innovative and customized solutions including:

  • Loss Sensitive Contractor Programs
  • Large Deductible Plans
  • Wrap-Ups (Owner and Contractor-Controlled)

Full Range of Services

You get access to highly trained people through our network of local offices. That’s because we believe there is no substitute for personal contact when it comes to risk control, claims, and premium audit services.

No two clients face exactly the same challenges. However, our more than 50 risk control specialists average 30+ years of experience. Chances are good that they have dealt with many of the issues you face. They are ready to collaborate with you on a wide range of risk control services from site visits and hazard communication to enterprise-wide training and safety committee formation. This will help you improve safety practices and pro-actively control loss exposures.

Effective claims service begins with prompt, direct reporting. That’s why you can reach our claims representatives day and night, especially in an emergency. Getting your information quickly allows our people to use the latest cost mitigation techniques to get a better outcome for you.

Insurance contracts are underwritten and issued by one or more of the following: BITCO General Insurance Corporation and BITCO National Insurance Company, rated A+ (Superior) by AM Best, A2 Stable by Moody’s, and A+ Stable by Standard and Poor’s; Old Republic General Insurance Corporation, rated A+ (Superior) by AM Best and A+ Stable by Standard and Poor's; and Old Republic Insurance Company, rated A+ (Superior) by AM Best, A2 Stable by Moody’s, and A+ Stable by Standard and Poor’s. Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the timeliness of ratings referred to herein and assumes no obligation to monitor the ratings actions of any rating agency. AM Best ratings as of April 21, 2021; Standard & Poor's as of November 17, 2020; Moody's as of October 13, 2020. A+ (Superior) and A (Excellent) ratings from AM Best represent the 2nd and 3rd highest ratings, respectively, among 13 rating categories. An A2 rating from Moody's (Highest Quality) represents the 6th highest rating among 21 rating categories and an A+ (Strong) from Standard & Poor's represents the 5th highest rating among 20 rating categories.

Every great partnership starts with a conversation.

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