We are a leader in the U.S. construction insurance industry. We focus on specialized liability insurance coverages and services exclusively for commercial contractors and large construction projects. This includes complex accounts, contractors/joint ventures, and wrap-up programs. Our clients count on us to provide insurance solutions for the latest challenges impacting their industry—and 90% choose to continue doing business with us year after year.
Our core products include workers’ compensation, commercial automobile and commercial general liability. Each of these has integrated claims and risk control services. We generally structure programs in guaranteed cost, retrospective rating, and large deductible plans.
Complex construction accounts need a specialist who is 100% focused on the industry. The complex construction unit merges our national and regional leadership. This allows us to target the unique needs of each complex account to confidently address your risks and develop the best solutions for you.
This is our core business. We work with regional and national commercial contractors that need policies for workers’ compensation, general liability, commercial automobile, railroad protective, and owners & contractors protective insurance.
Wrap-Up & P3 Programs
Our customized client service standards and overall cost containment measures set us apart in this market. The in-house construction safety and claim professionals who support our integrated services have more than 15 years of construction expertise.
Our highly trained claims professionals know how to manage workers’ compensation, commercial automobile, and commercial general liability claims. They average 20 years of experience and specialize in all types of construction exposures. Because they are strategically located, these people understand your local jurisdiction.
Risk Control & Safety
We are an industry leader in construction risk control/safety services and consultation. Our mission is to become an integral part of your risk control efforts. We do this by fostering true partnerships that improve your overall safety performance and reduce your total cost of risk.
Insurance contracts are underwritten and issued primarily by Old Republic General Insurance Corporation, rated A (Excellent) by A.M. Best and A+ Stable by Standard and Poor’s.