Our specialty is automobile service contracts, mechanical breakdown insurance, and guaranteed asset protection (GAP) programs for new and used automobiles. We enjoy decades-long partnerships with some of the nation’s largest automotive, financial, and service companies. In addition, we provide insured automotive products for more than 5,000 automobile dealers across America.
In the event of a total loss or unrecovered theft, this helps cover some or all of the financial gap between the actual cash value of your new or pre-owned vehicle and the payoff amount of the loan or lease.
Through our partners, we insure many of the most common damage issues for your automobile, namely, paintless dent repair, tire and wheel, theft, windshield, and lease wear and tear protection.
Our state-of-the-art F&I technology and management systems provide fingertip access to account information and significantly reduce the potential for errors. Most claims are paid within 72 hours after we receive the proper documents, including GAP claims.
Insurance contracts are underwritten and issued primarily by Old Republic Insurance Company, rated A+ (Superior) by A.M. Best, A2 Stable by Moody’s, and A+ Stable by Standard and Poor’s.